We bring multiple qualified home buyers or investors together to fund, build, and own housing units collectively. Each subscriber contributes an agreed portion into the project during construction and receives full legal ownership upon completion.

Example:

• A 12-unit estate → 12 subscribers → construction funded collectively → each owns one fully built home.

• ✅ First-time home buyers
• ✅ Real estate investors (local & diaspora)
• ✅ Individuals seeking long-term returns on real estate assets
• ✅ Anyone interested in affordable home ownership through structured payments

• Residential estates (terraces, apartments, duplexes)
• Smart and affordable homes
• Mixed-use investment properties (new categories added as we expand regions)

Needhomes offers both — you choose based on your goals.

We protect subscribers through:

• ✅ Verified project documentation
• ✅ Escrow or trustee-managed project accounts
• ✅ Legal title documentation
• ✅ Smart contract digital records (coming roadmap)
• ✅ Insurance on construction-related risks

Contribution varies per project. Typical entry points include:

• ₦500,000 – ₦5M initial deposit for co-development
• ₦50,000 and above for co-ownership shares

Installment plans are available for up to 18–24 months.

Real estate performance varies, but Needhomes projects are structured for:

• 12–25% annual capital appreciation
• Steady rental income (for co-ownership investments)

We prioritize risk-mitigated projects only.

Through your Needhomes mobile/web dashboard you can track:

• Project milestones
• Payment records and receipts
• Legal documentation
• Rental income and dividends (where applicable)

We charge a small management fee included in the subscription structure to cover:

• Platform support
• Compliance & legal
• Project oversight & reporting

Fee transparency is fully disclosed per project.

Yes. Options include:

1. Sell your position to new subscribers via the platform resale marketplace.
2. Transfer to an approved buyer.

Exit terms are clearly stated in your contract.

Starting in Lagos, expanding to:

• Abuja
• Port Harcourt
• Ogun
• Select Sub-Saharan African regions (expansion rollout)

Not directly. However, we partner with mortgage banks and lenders to help subscribers secure:

• NHF loans
• Mortgage refinancing after completion

Each subscriber receives:

• Offer letter & subscription agreement
• Payment schedule
• Deed of assignment / Sublease agreement (depending on title)
• Allocation of home unit (upon completion)

1. Download and register on the Needhomes App.
2. Complete KYC verification.
3. Choose a project.
4. Start your subscription and track progress digitally.